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FLEXIBLE FINANCE

More ways
to make it yours.

From short-term payment options online to flexible finance in store, Hardy’s offers different ways to spread the cost of selected purchases.

EXPLORE YOUR OPTIONS

Online

Pay in 3

Three interest-free payments online.

Split your purchase into three interest-free monthly payments on eligible purchases from £20 to £3,000. The first payment is made upfront.

Subject to status and approval. Terms apply.

Shop online

In store

Flexible finance in store.

For larger purchases, we can discuss finance options through Novuna, with plans available from £250 to £3,000 on eligible products.

Subject to status. Terms and conditions apply.

Ask in store

How it works

Simple from application to decision.

  1. Choose your product

    Find the television, appliance or other product that suits you.

  2. Discuss your options

    Our team can explain the finance options available for that purchase.

  3. Apply

    Complete the finance application securely.

  4. Decision

    Your application is assessed by the finance provider and, if approved, you can complete your purchase.

Understand the options

Finance to suit your needs.

  • 0% interest-free

    Spread the cost into equal repayments without paying interest where an eligible 0% plan is available.

  • Fixed-rate finance

    Spread the cost over a set period with a fixed rate and regular monthly repayments where available.

  • Buy now, pay later

    Some finance options allow payment to be deferred before repayments begin where available.

PayPal Pay in 3

Three payments. No interest.

  1. Today

    First payment at checkout

  2. 1 month

    Second payment

  3. 2 months

    Final payment

Select PayPal at checkout and, if Pay in 3 is available and you’re approved, the purchase is split into three interest-free payments.

Shop with PayPal
Laptop displaying an illustrative PayPal Pay in 3 checkout screen

Pay in 3 is a credit agreement. Eligibility is subject to status and approval. 18+ UK residents only. Consider whether repayments are affordable. Missing payments may make other borrowing more difficult or more expensive.

Before you apply

A few things to know first.

  • 18 or over

    Applicants must be at least 18.

  • Subject to approval

    Finance is not guaranteed and eligibility checks apply.

  • Affordability matters

    Only choose finance if the repayments are manageable for you.

  • Terms vary

    Available finance options depend on the product, purchase value and finance provider.

Responsible borrowing

Finance should work for you.

Before applying, consider the total amount repayable, the length of the agreement and whether the repayments will remain affordable throughout the term.

Need help?

Not sure which option suits your purchase?

Speak to the Hardy’s team in store and we’ll explain the finance options currently available on eligible products.