More ways
to make it yours.
From short-term payment options online to flexible finance in store, Hardy’s offers different ways to spread the cost of selected purchases.
EXPLORE YOUR OPTIONSOnline
Pay in 3 Three interest-free payments online.
Split your purchase into three interest-free monthly payments on eligible purchases from £20 to £3,000. The first payment is made upfront.
Subject to status and approval. Terms apply.
Shop onlineIn store

Flexible finance in store.
For larger purchases, we can discuss finance options through Novuna, with plans available from £250 to £3,000 on eligible products.
Subject to status. Terms and conditions apply.
Ask in storeHow it works
Simple from application to decision.
Choose your product
Find the television, appliance or other product that suits you.
Discuss your options
Our team can explain the finance options available for that purchase.
Apply
Complete the finance application securely.
Decision
Your application is assessed by the finance provider and, if approved, you can complete your purchase.
PayPal Pay in 3
Three payments. No interest.
-
Today
First payment at checkout
-
1 month
Second payment
-
2 months
Final payment
Select PayPal at checkout and, if Pay in 3 is available and you’re approved, the purchase is split into three interest-free payments.
Shop with PayPal
Pay in 3 is a credit agreement. Eligibility is subject to status and approval. 18+ UK residents only. Consider whether repayments are affordable. Missing payments may make other borrowing more difficult or more expensive.
Before you apply
A few things to know first.
18 or over
Applicants must be at least 18.
Subject to approval
Finance is not guaranteed and eligibility checks apply.
Affordability matters
Only choose finance if the repayments are manageable for you.
Terms vary
Available finance options depend on the product, purchase value and finance provider.
Responsible borrowing
Finance should work for you.
Before applying, consider the total amount repayable, the length of the agreement and whether the repayments will remain affordable throughout the term.
Need help?
Not sure which option suits your purchase?
Speak to the Hardy’s team in store and we’ll explain the finance options currently available on eligible products.